Residential Mortgage – Finding The Best Home Mortgage Lender

by Carrie Reeder Most people approach the act of getting a home mortgage purchase or refinance loan the wrong way. They timidly approach lenders and cross their fingers that they will quality for that all-important loan. But that’s just the opposite of what most people should be doing! There are a lot of lenders out [...]

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Rental Property – Refinance, Don’t Sell

by Steve Gillman You own a rental property for years, and never see the “big pay-off.” Is it time to cash in on your investment, now that you’ve paid down the mortgage, and values are up? Maybe not. The Problem With Selling Selling means you’ll have to pay a large capital gains tax. This can [...]

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Mortgage Terminology for the First Time Home Buyer

by Dale Ronewicz Buying a Home for the first time can be a little “nerve racking”. Mortgage terminology that brokers use everyday can leave you scratching your head or shaking your head pretending that you know what they’re talking about. Here are some mortgage terms and definitions that you”ll be hearing when shopping for a [...]

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Bad Credit Home Loans – Pre-approval Is Still Possible With Adverse Credit History

by Carrie Reeder If you are among the millions with less than perfect credit, there are many sources available to you in obtaining a mortgage. Lenders that specialize in mortgages for those with bad credit are competing for your business. The lender will analyze your credit report, credit score, debt-to-income ratio, and your employment history. [...]

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First Time Home Owner Mortgage Loans

by Carrie Reeder First time home owners are sometimes surprised at the complexity of the mortgage lending process. If you are searching for a mortgage and you have never owned a home, there a few things you can do to make the mortgage process less confusing. First time home owners should educate themselves on the [...]

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Mortgage Terms Explained

by Chris Cooper When you are hunting for a mortgage, you will find that there are many different types of mortgages available. I will list some of the more common ones and their uses. 15 vs 30 Years Your mortgage term can be just about anything you choose. 15 and 30 year terms are popular [...]

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Zero Down – How To Do It

by Steve Gillman Zero down? Why would a seller want to walk away from closing with nothing? Well, they wouldn’t, and that brings up the most important point about real estate investing with no downpayment: The seller almost always needs cash at closing, but it doesn’t have to be YOUR cash. A Zero Down Example [...]

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Mortgage Soup

by J. Stewart Looking for home mortgage loans can get confusing with the alphabet soup of mortgage loans programs available today. Most of these programs are just variations of fixed rate and adjustable rate mortgage loans. These loans can be structured to meet your financial needs, and most are available in 15 or 30-year terms. [...]

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Bad Credit Mortgage Lender – What to Look For

by Carrie Reeder If you have less than perfect credit and are looking to get approved for a mortgage loan, be careful not to make some common, costly mistakes. When dealing with sub-prime mortgage lenders or bad credit mortgage lenders, many people are taken advantage of because of their eagerness to get approved. Choosing and [...]

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A Beginner’s Guide to Buy a House

by Andrew L There is no doubt that the market for houses has been on fire recently. More and more people are taking advantage of low interest rates and easy mortgage loan terms to go from being renters to being home owners. With so many people entering the market, it is inevitable that questions will [...]

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